- Service Agreement: Master Your Money LIVE
Effective as of 18 May 2025
Overview
This agreement outlines the terms of service for participation in Master Your Money LIVE, a live, guided personal finance programme facilitated by Sarah McCalden and offered by McCalden Worrell Industries Ltd, trading as Aspire Wellbeing Co.
By enrolling in this programme, you agree to the terms and conditions below.
1. Programme Details
Master Your Money LIVE is available in three formats:
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30-Day Journey (Phase One only)
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60-Day Journey (Phases One & Two)
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90-Day Journey (Full Programme – Phases One, Two & Three)
Each phase runs over 30 days and is delivered via your Kajabi portal and a private WhatsApp group. The programme includes:
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Daily mindset prompts and practical tools
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Group support and accountability
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Access to the “Where Did All My Money Go?!” money tracking tool
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Real-time guidance and facilitation by Sarah McCalden
2. Participant Responsibilities
The results of this programme depend on your level of engagement. By joining, you agree to:
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Participate actively to the extent that suits your life and capacity
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Maintain confidentiality and respect others in the group
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Use all materials solely for personal development and not for redistribution
3. Payment & Access
Your chosen programme must be paid in full at time of registration:
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30-Day Option: £35
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60-Day Option: £65
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90-Day Option: £90
Payments are non-refundable and non-transferable once the programme begins, except where required by UK consumer law. Access is granted on the official programme start date and ends upon completion of your selected duration.
4. Confidentiality & Group Conduct
This is a safe and private space. You agree to honour the confidentiality of anything shared within the WhatsApp group and engage respectfully at all times.
Soliciting, promoting, or selling your own services, products, or offers within the group is not permitted unless explicitly invited as part of a group exercise or prompt. This ensures the space remains focused, supportive, and free from distraction or pressure.
Inappropriate, disruptive, or disrespectful behaviour — including unsolicited promotion — may result in immediate removal from the group without refund.
5. Disclaimer — Educational Use Only
This programme is for educational and informational purposes only.
It does not constitute financial advice, investment guidance, legal advice or tax planning. Nothing shared should be interpreted as personalised advice or a financial recommendation.
You are solely responsible for your financial decisions. If you require individual advice, you are strongly encouraged to consult a qualified financial advisor or equivalent licensed professional in your country of residence.
6. Data Protection
Your personal data will be handled in accordance with applicable UK data protection laws. WhatsApp will be used exclusively for programme delivery. Your information will not be shared or sold.
7. Governing Law
This agreement shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising under or in connection with this agreement shall be subject to the exclusive jurisdiction of the courts of England and Wales.
8. Contact
For any questions or concerns, please contact:
Sarah McCalden
McCalden Worrell Industries Ltd
Trading as Aspire Wellbeing Co
[email protected]
www.sarahmccalden.com
By submitting payment, you confirm that you have read, understood, and agreed to the terms outlined in this agreement.